Transfer duty calculator 2026
Work out the transfer duty payable to SARS on a property purchase in South Africa, using the current rates.
Calculate transfer duty
This estimate covers transfer duty only. Conveyancing fees, Deeds Office fees and, if applicable, bond registration costs are additional. Request a full written quotation.
Current transfer duty rates
The following SARS rates apply to property acquired on or after 1 April 2025. SARS has confirmed that the table is unchanged for acquisitions from 1 April 2026.
| Value of the property | Transfer duty |
|---|---|
| R0 to R1 210 000 | 0% |
| R1 210 001 to R1 663 800 | 3% of the value above R1 210 000 |
| R1 663 801 to R2 329 300 | R13 614 plus 6% of the value above R1 663 800 |
| R2 329 301 to R2 994 800 | R53 544 plus 8% of the value above R2 329 300 |
| R2 994 801 to R13 310 000 | R106 784 plus 11% of the value above R2 994 800 |
| R13 310 001 and above | R1 241 456 plus 13% of the value above R13 310 000 |
Worked examples
| Purchase price | Transfer duty |
|---|---|
| R1 500 000 | R8 700 |
| R2 000 000 | R33 786 |
| R3 000 000 | R107 356 |
| R5 000 000 | R327 356 |
Transfer duty or VAT?
Transfer duty applies when you buy from a seller who is not a registered VAT vendor, for example a private individual. If the seller is a VAT vendor selling in the course of business, such as a developer selling a new unit, VAT is payable instead and is usually included in the price.
For a full picture of costs, see transfer costs: who pays what.
Frequently asked questions
Who pays transfer duty?
The purchaser pays transfer duty to SARS. It must be paid before the transfer can be lodged at the Deeds Office, and in any event within six months of the date of acquisition to avoid interest.
Is transfer duty payable if I buy from a developer?
Not if the seller is a VAT vendor selling in the course of its business. In that case VAT is included in the price and no transfer duty is payable.
Is transfer duty payable on inherited property?
No. Property acquired by an heir from a deceased estate is exempt from transfer duty.
Do companies and trusts pay a different rate?
No. Since 2015 the same rates apply to individuals, companies, close corporations and trusts.
Source: South African Revenue Service, transfer duty rates. This calculator is provided for general information. Please confirm the amount with your conveyancer before relying on it.